Confirmation Queue

⚠️ CORRECTED 2026-05-13: Sam is fully self-employed since Oct 2024 (left GM via VSP 2022, brief Hyundai stint Jun–Oct 2024). Income section now reflects self-employment streams, not W-2.

1️⃣ Income (Priority 1 — drives everything) SELF-EMPLOYMENT ERA

Same Solutions YTD revenue (est $8K–$15K) — actual: $________

Same Solutions monthly avg (last 3 mo) — actual: $________ /mo

Marketplace fix-and-flip YTD net — actual: $________

Cash odd jobs YTD (not via Same Solutions invoicing) — actual: $________

CeCe gross income (est $30K–$55K) — actual: $________

401k withdrawals 2026 YTD (track to drive bridge-closure) — actual: $________

2️⃣ Housing (Priority 2)

Home value (est $400K) — actual: $________

Mortgage rate (assumed 6%) — actual: _____%

Mortgage balance — actual: $________

Property tax annual (est $6,800) — actual: $________

Home insurance annual (est $1,440) — actual: $________

3️⃣ Retirement (Priority 3 — Fidelity snapshot + withdrawal reconstruction)

401k balance (est ~$350K Sam-stated) — confirm: $________

401k allocation (current funds + %): _______________

Date of target-date → growth pool switch: _______________

Withdrawal history 2022–now (by year): see 401k Tracker

Other retirement accounts (IRA, Roth, brokerage): _______________

4️⃣ Debts

Vehicle loans (Explorer, CTS): $________ / rate / term

Credit card balances: $________ / rate

Other loans (student, personal): $________

5️⃣ Dad's Garage — deal terms

Actual asking price (est $115K) — actual: $________

Financing options dad has (cash / bank / owner): _______________

Partnership structure proposed (Sam % / dad % / friends %): _______________

PA local market rental rates (specific to dad's town): $_____ / spot

6️⃣ Tax

Last year's tax return AGI: $________

Same Solutions LLC tax structure (default SMLLC vs S-corp election): _______________

🧭 Recommended order

Income items first — drives every projection. ~10 minutes if Sam has recent paystub + manage app open.
Housing items second — single biggest fixed expense; mortgage rate is the wildcard.
Retirement third — log into Fidelity, screenshot balance + allocation page. ~5 minutes.
Debts fourth — bank app + CC apps.
Garage + tax — only matters when actively deciding those questions.

📋 Confirmation Queue

🔴 21 items need Sam's confirmation