🏖️ Retirement Runway
When can Sam retire? FIRE or traditional?
← FP Hub
🔴 PLACEHOLDER — needs 401k balance + spend rate
Retirement runway = (assets × safe withdrawal rate) ÷ annual spend. Both inputs missing.
Standard frameworks (when data ready)
4% rule:
assets × 0.04 / 12 = sustainable monthly spend in retirement
FIRE number:
annual spend × 25 = target portfolio
Coast FIRE:
stop contributing today, what age does portfolio hit FIRE number?
Monte Carlo:
simulate 1000 retirement paths with market variance